loan AGainst Property!
Loan Against property
- Unlock High-Value Funding
- Longer Repayment Tenure
- Use Funds for Any Purpose
- Retain Ownership of Your Property
A loan against property (LAP) is a secured loan that customers can avail from Ivanta Easy Loans by pledging their residential or commercial property as collateral. It’s a smart and flexible way to access significant funds for your personal, business, or emergency needs, and serves as a reliable alternative to unsecured loans or traditional bank borrowings.
When you opt for a loan against property through Ivanta Easy Loans, you are assured of complete customer satisfaction. With quick loan disbursal and competitive interest rates, Ivanta Easy Loans ensures a seamless and transparent borrowing experience. Countless customers trust Ivanta Easy Loans for their financial solutions thanks to its tailored services, flexible repayment tenures, and transparent approach, making it a preferred choice for leveraging property value while continuing to enjoy ownership.
FAQs
Any Indian citizen or resident who owns a residential or commercial property with clear title and has a steady source of income can apply for a LAP.
Both residential and commercial properties—including self-occupied homes, rented-out flats, shops, or offices—are accepted, subject to proper documentation and valuation.
You can avail a minimum loan of ₹10,00,000, with the maximum amount depending on the market value of your property and your income eligibility. Generally, up to 60–70% of your property’s value can be sanctioned.
Repayment tenure is flexible, usually ranging from 5 years up to 15–20 years, so you can plan your EMIs comfortably.
Funds can be used for any personal or business purpose—such as business expansion, education, medical expenses, home renovation, or weddings—without restriction.
Yes, you continue to own and use your property. The property is mortgaged to Ivanta Easy Loans as security, but remains in your possession unless there is a loan default.
Key documents include KYC documents, property ownership records, recent photographs, income proof (salary slips or financial statements), and address proof.
