Working capital - cc/od
Working capital - CC/od
- Flexible Cash Access
- Interest Only on Usage
- Quick Sanction & Minimal Documentation
- Customizable Limits & Repayment
A working capital loan through Ivanta Easy Loans—like Cash Credit (CC) or Overdraft (OD)—is a flexible, secured credit facility that businesses can avail to meet everyday operational requirements such as stocking inventory, managing receivables, or covering unexpected cash flow gaps. It is the smartest way to ensure uninterrupted business operations and is a practical alternative to using term loans for short-term needs.
When it comes to getting instant working capital with Ivanta Easy Loans, you are assured of complete customer satisfaction. With quick facility approval, competitive interest rates, and personalized banking support, Ivanta Easy Loans makes it easy for businesses to access funds any time. Countless MSMEs and enterprises trust Ivanta Easy Loans for working capital solutions, thanks to its simple process, transparent terms, and ongoing expert guidance.
FAQs
Cash Credit (CC) is usually secured against inventory/receivables; Overdraft (OD) is allowed against current accounts, sometimes with property or FD as collateral. Both let you overdraw up to a set limit.
Businesses like manufacturers, traders, service providers, and MSMEs with a stable turnover and proper documents are eligible.
Interest is charged only on the actual drawn amount—not the full limit—helping you save on costs.
Security could be inventory, receivables, property, or sometimes a fixed deposit, depending on facility type and sanction amount.
On submission of complete documents, sanction and activation usually take a few days—sometimes even faster for existing customers.
Yes, you can request a review of your limit based on increased business needs or turnover after a period of satisfactory performance.
Your facility is reviewed annually; limits and terms are adjusted based on your latest business performance and requirements.
